How to open an account at Soneri Bank

Soneri Bank is a Pakistani private bank based in Karachi, the bank was established back in 1992 almost 28 years ago and has its footprint spread all across the country with more than 260 branches.

Soneri Bank also provides internet banking facilities to its customers, Internet banking helps maintain account affairs from afar and reduces dependency on visiting the bank every single time.

Some of the internet banking services are mentioned below:

  • View your balance
  • View and download your account statements
  • View Card Details & Card statements
  • Link your foreign currency account with Soneri Debit Mastercard and view Balance & Account Statements.
  • Cheque Book and Physical account Statement Request.
  • Temporarily block your existing active Soneri Debit Mastercard and get it re-activated on your own.
  • Payment of utility bills.
  • Transfer Funds 24/7.
  • Schedule your Bill Payments and Funds Transfer

Let’s look at 3 different types of account you can open at Soneri Bank:

  • Current account
  • Savings account
  • Asaan account

Current account:

There are 2 types of people who can apply for a current account at Soneri Bank:

  • Salaried individual (Age limit: 18 to 70 years old)
  • Business owner (Age limit: 18 to 70 years old)

Salaried individual:

To apply for a current account at Soneri Bank, you need to collect the following documents:

  • CNIC
  • Proof of employment (through an employment verification letter)
  • Copy of your utility bills

Business owner:

Collect and submit the following documents to the bank if you want to open a current account at Soneri Bank:

  • CNIC
  • Proof of business

After you’ve submitted these documents, you’d also need to pay a minimum fee of 1000 PKR for account opening while no minimum balance is required for account maintenance.

Features of Current Account:

  • Free Soneri Master Card
  • Free online banking
  • Free cheque book
  • SMS alerts
  • Free internet banking
  • Free worldwide accidental insurance coverage
  • Free duplicate account statements

Savings account:

There are 2 types of people who can apply for a savings account at Soneri Bank:

  • Salaried individual (Age limit: 18 to 70 years old)
  • Business owner (Age limit: 18 to 70 years old)

Salaried individual:

To apply for a savings account at Soneri Bank, you need to collect the following documents:

  • CNIC
  • Proof of employment (through an employment verification letter)
  • Copy of your utility bills

Business owner:

Collect and submit the following documents to the bank if you want to open a savings account at Soneri Bank:

  • CNIC
  • Proof of business

After submitting these documents you also need to pay a minimum fee of 100 PKR for account opening while no minimum balance is required for account maintenance.

The Soneri Bank PLS savings account has an annual equivalence rate (AER)/interest rate of up to 11.25%.

Features of Savings Account:

  • Free cheque book and ATM card
  • Free online banking facility
  • Free SMS alerts on transactions
  • Higher the deposited amount higher the interest rate.
  • Unlimited withdrawals and deposits.

Soneri Asaan account:

For people such as housewives, students or workers who do not want to be bothered by the hassle of the account opening documentation process, Asaan account provides a leeway where the only document necessary is the individual’s CNIC.

You can open your Asaan account with as little as 100 PKR.

Features of Asaan account:

  • Can open asaan account in both variants of current and savings account i.e. (asaan current account or asaan savings account)
  • Free internet banking facilities.
  • SMS alerts
  • Cheque books issued on demand.
  • In case of asaan savings account, profit is calculated on monthly average balance (total balance of each day for a month divided by the total number of days in the month) and profit payment is on a half-year basis.
  • Online banking facilities.

For further clarification, visit the FAQs page for Soneri Asaan account.

In all these are the 3 types of accounts you can open at Soneri Bank, so if you feel interested, visit you nearest Soneri Bank branch to apply or download the account opening form from this page.

Not convinced? Here is a complete list of all Pakistani banks where you can open your accounts:

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