Business

Banking Sector’s ADR Shows Significant Recovery from 38.4% to 51.8% in Q4 2024

The State Bank of Pakistan (SBP) has reported a remarkable increase of Rs. 700 billion in bank advances as of December 27th, 2024. The banking sector’s Advance-to-Deposit Ratio (ADR) marked a significant recovery, climbing to 51.8% after hitting a low of 38.4%  in August 2024.

This rebound showcases a significant rise of 13.5 percentage points, underscoring the sector’s strengthening position, as highlighted in an analysis by Arif Habib Limited. Between August 2024 and December 27th, 2024, there has been a 2.3% decline in deposits, contrasted by a significant 32.0% rise in advances.

The sector’s total advances climbed to Rs. 15.6 trillion by the close of December, up from Rs. 14.9 trillion at the end of November 2024, reflecting a month-on-month (MoM) increase of 4.7%.

In December, as of the 27th, bank investments experienced a modest rise of Rs. 0.3 trillion, reflecting a 1 percent month-on-month increase, bringing the total to Rs. 29.3 trillion, as reported by the SBP.

The investment-to-deposit ratio reached 97.3% as of December 27, 2024. As of December 27, bank deposits totaled Rs. 30.1 trillion, reflecting a decrease of 3.2% from Rs. 31.1 trillion the previous month.

 

Sponsored
Tehniyat Zafar

Share
Published by
Tehniyat Zafar

Recent Posts

UFC President Dana White and Industry Leaders Join Meta’s Board of Directors

Meta Platforms has announced the appointment of three new members to its board of directors:…

8 mins ago

ECC Approves Rs2 Billion to Combat Fake News in Pakistan

ISLAMABAD: The federal government has approved additional funding to combat the spread of disinformation targeting…

1 hour ago

One UI 7 Update Might Soon Let Samsung Phones Summarize Your Calls

Samsung is set to reveal a major update with One UI 7, which will bring…

2 hours ago

New Malware Targets VPN Apps to Hack Devices: Here’s How to Defend Yourself

Cybersecurity researchers have identified a new type of malware capable of executing files, capturing audio…

2 hours ago

Major General (R) Dr. Ghulam Qamar Appointed Head of Directorate General of Religious Education

Major General (Retd) Dr. Ghulam Qamar has been officially appointed as the Director General of…

12 hours ago

Pakistan Still Struggling with Slow Internet Speeds Following Submarine Cable Fault

Internet users across Pakistan are facing significantly reduced browsing speeds due to a fault in…

14 hours ago